01. About Us

We are dedicated to providing retirement planning, investment management and strategic wealth planning that is right for you. Simply put, we strive to be our client’s trusted advisor.

02. Our Philosophy

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss possible recommendations.

03. Our Process

A strong planning process is the best way to create a  financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.

Know the Risks Associated with Any Retirement Plan

Download your free electronic copy of our “Danger Zone: 18 Risks That Can Derail Retirement” brochure.

Danger Zone: 18 Risks That Can Derail Retirement

Why Choose Acuity Financial?

Whether or not to establish a relationship with a wealth advisor is a decision that deserves careful consideration. Here are some of the reasons why You can feel confident choosing Acuity Financial:

Valuable Experience

Valuable Experience

Because over ninety percent of our clients are retirees with similar concerns, we are in an ideal position to help meet their needs. When you choose Acuity Financial, you benefit from obtaining comprehensive advice from a team of highly qualified professionals who have successfully guided clients through some of the most difficult times in history. As a team, we have over 35 years of combined financial and retirement planning experience!

Independence & Objectivity

Independence & Objectivity

Our independence is vital to delivering objective and unbiased recommendations. While some companies recommend products that are manufactured by parent or subsidiary business entities, we have no such ties. As an independent financial planning firm, we represent our clients and their interest rather than any specific company.

Cutting Edge Technology

Cutting Edge Technology

We invest heavliy in technology to give our experts high quality tools and to ensure a seamless experience for our clients. Our proprietary software provides a visual dashboard which helps with the understanding and education of your current and future financial goals.

Disciplined Planning Approach

Disciplined Planning Approach

Our proven process includes an initial meeting to discuss your risks and fears of retirement or investing, followed by a detailed discovery meeting to understand your current financial facts and retirement goals. In the third meeting, we present the math behind your initial baseline of facts as well as any tested alterations to your portolio. Then, during implementation, our highly skilled staff guides you seamlessly through the transition required to implement your plan.

Diverse Offerings

Diverse Offerings

Our combination of licenses, registrations, and special education qualify us to work with all types of investments and retirement strategies. There is virtually no investment vehicle we cannot utilize if the circumstances call for it – simple or complex. Our process takes a comprehensive approach to planning that incorporates your insurance, legal and accounting needs in addition to your investments. In addition, we offer our clients a variety of valuable services including:

  • Comprehensive Financial Lifestyle Planning
  • Legacy, Estate, and Philanthropy Planning
  • Tax Minimization Strategies
  • Risk Management and Asset Protection
  • Enhanced Portfolio Reporting
  • Frequent Communication and Education

Our Team

Our Services

 

Investment Planning

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested?
 

Retirement Planning

We take a “Divide and Conquer” approach to retirement planning. First, we gather information on your assets, retirement goals, and anticipated monthly retirement expenses.
 

Insurance Planning

If there’s one thing certain about life – it’s the uncertainty that living it brings. The best laid plans can sometimes come to naught! Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it.
 

Employee Benefits for Business Owners

There is a direct link between business success and employee benefits. Some of the most successful businesses are those with satisfied employees. And it shouldn’t surprise anyone that some of the most satisfied employees are those that are content with the benefits provided by their employer.
 

Planning for Business Owners

Growing a business is a difficult undertaking today as business owners must confront a myriad of tax laws and regulations while trying to effectively create products or services, manage their employees, develop and cultivate clients, and do so profitably.
 

Small Business Retirement Plans

The creation of the Simplified Employee Pension (SEP) and the Savings Incentive Match Plan for Employees (SIMPLE) affords smaller businesses with a way to offer their employees a retirement plan.

We manage assets for individuals and families, providing investment management, and financial planning services.

Contact Us

Blogs

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5 Damaging Myths About Money Talks & the Facts Behind Them

Curtis Cloke |
Categories
Investments
Finance
Lifestyle
Savings
Family
What money topics are the most taboo to talk about? Earnings, debt, inheritance, or net worth? For most of us, many financial topics are simply off-limits. 1 That means that many of us are not discussing money as much as we probably should be. 1 Without those talks, myths about money and financial conversations can get a much stronger grip on our perspective and our financial decisions. That silence may end up stunting our financial...
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How Tax Loss Harvesting Can Potentially Reduce Your Capital Gains Taxes

Curtis Cloke |
Categories
Investments
Tax Planning
If you’re like many investors, the thought of paying capital gains taxes on your successful investments might feel overwhelming. But what if there was a strategy to potentially reduce some of those taxes? It’s called tax loss harvesting, and while the term might sound complicated, it's actually a fairly simple concept that could save you money. Let’s break it down. What Is Tax Loss Harvesting? Think of your investments like a fruit-bearing tree. Some branches...
Digital art of a lawyer standing next to a large document and gavel.

Your Role & Responsibilities as an Agent in a Power of Attorney (POA)

Curtis Cloke |
Categories
Investments
Finance
Tax Planning
Insurance
Estate Planning
A power of attorney (POA) can grant you certain authority and specific responsibilities. While the extent and limitations of POAs can vary based on many factors, stepping into the role of power of attorney can be unlike anything else. That’s because it puts you in the driver’s seat to make key decisions and oversee vital needs for someone else. That doesn’t mean that POAs come with carte-blanche powers or that one power of attorney will mirror another. Explaining how POAs work, this guide shares more fundamentals, detailing some common types of powers of attorney and the responsibilities you may have as an agent of one of these devices.